RelayChange

Fiat ⇆ Digital assets

Cash to crypto,
and back.

A compliance-first on- and off-ramp for turning fiat into digital assets and back, settled over regulated rails.

KYC / AML / SEPA & card / USDT · USDC / Major chains
Convert
You pay
500.00 EUR
You receive
537.00 $ USDC
1 EUR ≈ 1.0740 USDC fees included
Start verification

Example rate, not a quote.

Two directions, one rail

Money in, money out, without leaving the rails.

One integration point for both directions. Your users move value across the line; we handle conversion, compliance and settlement.

On-ramp — cash in

Buy crypto with a card or bank transfer. Funds convert to digital assets and land in a wallet in minutes.

CARD · SEPA · OPEN BANKING

Off-ramp — cash out

Sell digital assets back to fiat and settle to a bank account, cleanly and on record, with no manual handoff.

SEPA · SWIFT · FASTER PAYMENTS

Built compliance-first

Regulation is the product, not the paperwork.

Every conversion runs through the same controls, in both directions. Nothing moves off the record.

01 Regulated by design

Operating under a VASP framework, with registration in progress. The rails, controls and reporting are built to a supervised standard from day one.

02 KYC & AML on every user

Identity verification and sanctions & PEP screening on every account, every transaction, on the way in and the way out.

03 Regulated fiat rails

Fiat is moved through licensed payment and banking partners, never held informally. Crypto legs settle on public chains.

04 Transparent by record

Every quote, conversion and settlement is logged and reconciled, and available for audit and reporting.

How it works

Three steps, either direction.

01

Verify

Users complete KYC once. Verification is reusable across every future conversion.

02

Convert

Pick a direction and an amount. We return one all-in rate — the price already includes the fee.

03

Settle

Funds land where they should: crypto to a wallet, or fiat to a bank account, on the same reference.

Coverage

Rails and assets we bridge.

Fiat rails
SEPASWIFTVisaMastercardOpen Banking
Assets
USDTUSDCBTCETHDAI
Chains
EthereumBNB ChainTronPolygonSolana

For partners

You bring the users.
We are the ramp.

We provide the ramp itself — liquidity, compliance and settlement. No product to build on your side to get moving; start with a referral and grow into deeper terms as volume does.

Talk to us
Volume · coverage · terms

Get started

Ready to cross the line?

Tell us which direction you need and where your users are. We will come back with coverage, rates and next steps.

hello@relaychange.com